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Pure Evil

This political cartoon was drawn with a Fine Point Sharpie, lettered with Micron Pens & colored and edited in PhotoShop Elements.

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11 thoughts on “Pure Evil

    • Lol. And it is evil. Bold letter all caps EVIL! anyway. It will be interesting how it all shakes out once the republicans stop being angry and get down to working to make a good system.

  1. Um. I’m a little confused. If there is an option *not* to get health insurance (yes, that means paying a fee/tax/whatever you call it) then you aren’t exactly forced to do it. (or perhaps whats what you mean. Being forced to do it because of the fees/taxes levied on you)? Also, they don’t have any thing in place to go after those who opt out and don’t pay.

    • Good point, as the penalty is now conceived it gets more expensive as time goes on. Eventually, no one except the rich will be able to afford to pay the penalty.

      The option for not having insurance is to pay for medical treatment yourself. As we now know, insurance premiums are cheaper than the prohibitively expensive nature of privately paying for medical care. Between the penalty and the expensive nature of medical treatment, then one must buy into the system the government has designed: mandatory use of commercial health insurance. Commercial health insurance will also be getting more expensive because the insurance companies have just announced that all premiums will be going up, thus the first betrayal. This financial betrayal will be coupled with insurance companies working every loophole to deny coverage or to ration coverage as they have always done. This is the second betrayal. The third betrayal is that insurance companies will start requiring premium payers to use their services more often through health maintenance plans and frequent check-ups (many insurance plans already require this). Each of these maintenance programs will have their own fees separate from the premium itself.

      These three betrayals are three reasons why commercial insurance is evil: they coerce the premium payer into giving up freedoms for sometimes (and often) no return. The “no return” is the refusal for insurers to provide service. A friend of mine has type one diabetes. Even though right now it is illegal for insurers to refuse him coverage, the insurers still will not cover certain costs: testing materials, pumps, insulin and the health club they require him to go to. He is paying more than five hundred dollars out of pocket in addition to the premium he pays. My friend is a state-employee working for the Department of Workforce Services. He has the best insurance available unless he were in the military or a postal worker, which he can not do because he is diabetic. Yes, several years ago he would not be able to get any coverage at all, but for a state-run medicine, my friend is paying an extreme amount of money. Why? Because he is required to use treacherous commercial insurance.

      I have always had good health. I’m lucky. But I’m still quite over weight. Obese even. I do not have high blood pressure. I do not have high cholesterol. When I go in for my annual medical check-ups at the VA, the doctors tell me I am doing great except that I am obese. I do know though, after ACA goes into effect I will need to do something I have always skipped out on. I will have to buy health insurance. There is no choice in the matter even if I am healthy. However, the docs at the VA and my brother who is a lawyer specializing in health law say simply being obese is going to be considered a health risk even if there are none of the other problems that make obesity dangerous. The docs say this is because of an incorrect public perception the just being fat is unhealthy. Soon, they will be required by law to tell me join a gym and to start showing I am losing weight even if my obesity is not dangerous.

      All of this is because of the changes brought by the Affordable Care Act. Insurance companies will now have more control over our lives through government enforcement of their regulation.

      Then there is the likely probability that in some states, like Utah where I live, not having health insurance will be treated like not having car insurance. In Utah, not having car insurance is criminalized. Will refusing to have health insurance be criminalized. I think so. Once this happens, no one will have a choice.

      I did say state-run insurance is not a bad thing. I lived in South Korea where they have state-run health care. It’s not that bad, but as time goes on it is becoming more intrusive into the lives of South Koreans. The nice thing about it is that it is very cheap.

      The American system will not be cheap because we have a problem: the health care system in the US will effectively be run by commercial health insurance companies. The main goal of insurance companies is to make a profit for their stock holders and to spread the profits around to the other interests of the stock holders. This is the forth and biggest betrayal. The costs we the premium payers will be forced to pay will be just going to making the rich richer.

      I don’t know of any other country that does this. The South Koreans don’t and nor do the English. The point of the comic is that we can have a suitable but health care system, but not as long as the system is in the hands of chronic profiteers. People who make a profit off the misfortune of others and think doing so is the American way.

      • Hey, Aaron, how ya doin’?

        Maybe the whole economy is, as you say, based on “the misfortune of others”. How about “Tums”, for the misfortune of over-eaters? Or Band-Aids, for the misfortune of clumsy carpenters? Or anything.

        “Need” itself implies “misfortune”, otherwise everyone would get everything they want. And that’s utopian…Garden of Eden-like. It doesn’t happen in this universe.

        Or, maybe all things should be free. But wouldn’t that be socialism? And we know [most of us anyway] that THAT doesn’t work.

        I think all of us, me too, would like “fairness”. But “fairness” is in the eye of the beholden. Self-sufficiency, not governmental interference, should be the goal. Actually, I think the use insurance is existentially correct. We take our choices, and live with the consequences of those choices. Smoke? Cool. But it’ll cost ya!!

        But what do I know? I’m just a punny wordsmith with a smart mouth trying to find truth in a world gone mad.

        Looking forward to more conversation.

        TD,

      • I agree with you to a point. During the Reagan years the Insurance companies were deregulated and the adverse effect is that they began to take advantage of their customers as opposed to giving a fair return on money spent.

        I’m not so worried about socialism. The US has is socialist to a fair degree right now. I just think the way the current system is set up it allows the insurance companies to continue to run rough-shod over premium payers.

        I also don’t think government is going to be able to reign them in and manage health care without a lot more effort put into it.

  2. Not having car insurance is a crime? People go to jail over that? Wow.

    I will agree that the big problem that we had before ACA was and still is the insurance companies and how the health system is dictated by that. Here’s what really burns me – really makes me mad: (I too am a relatively healthy person so I don’t go in for doctors visits very often. I didn’t really notice something like this until I was pregnant.) When I went in for my initial pre-natal visits there was a hold up on my husband’s insurance -some technicality that didn’t allow me to use a co-pay. It had me paying out of pocket for the first couple visits and I would be reimbursed later. If I compared the bill from the when I paid out of pocket and the bills from when the insurance covered part of it, I would see the exact same procedures priced differently. The bill I paid out of pocket showed the procedure amount, that’s what I paid. On the bill paid by the insurance it showed the same procedure amount, a discounted or write off amount and *that* is what the insurance paid -a drastically lower amount. Well, damnit, if we got to pay what the insurance company gets to pay then our healthcare *would* be affordable! Until whatever system is that allows that is addressed I don’t think we’ve made much progress at all.

    With that said, I believe that basic health care is a human need and we should have some kind of system in place that allows for all of us to be taken care of at a very basic level. It’s a shame that we don’t. I believe we as a society should be able to foot the bill for it without complaint just like we do for other services like firefighters, policemen and public schools.

    The ACA is not the program that’s going to do it but I was hoping it was a place to start.

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